The health insurance plans will just raise their prices by another $2000
I wouldn’t expect anything else from a Trump Policy - everything he does is to feather the nests of his wealthy supporters. I guarantee this trump-care policy was suggested and supported by health insurers.
Of course. It didn’t change anything and it’s unrealistic.
Health insurance premiums are going to cost $28000 from now on.
It’s one healthcare, Michael. What could it cost? $2000?
Trump is a gold spoon fed moron who’s entirely disconnected from reality. That mofo talked about groceries like it’s an afternoon club or some shit. He probably never ever even stepped into a supermarket and bought a fucking loaf of bread and something else himself. It’s why he fucking has no idea how healthcare even works in America, when he had COVID they just pumped shit into him to keep his zombie body alive and he didn’t even twitch even the slightest for how much that would cost. Meanwhile rest of people avoid calling an ambulance because that will cost so much it can bankrupt them. Tell me how that isn’t absolutely fucked.
I live in Slovenia (Europe) and while our healthcare system isn’t perfect either, not once I worried that my medical condition would set me back financially for 5 or 10 years. It just doesn’t cross our minds, like at all ever. You just get in touch with doctors and they sort it out based on severity. If it’s something non critical you might wait few weeks or months if it’s something trivial or cosmetic, but if it’s something urgent they’ll send you to ER immediately and do most complex procedures asap. So it’s not just “you need to wait for months because it’s “free” healthcare”. It is prioritized and it’s perfectly understandable and logical.
Absolutely unrelated, but you mentioned being from Slovenia and it reminds me of a kid I work with (in the US.) When he was 4, I showed him a map of the world. Out of all the places on it, he zeroed in on Slovenia and asked, “What’s that?” I told him, “That’s Slovenia.” Something about your country caught his attention, I can’t explain it.
The kid’s an information sponge. Ever since then, when I mention things about the rest of the world (countries, flags, time zones, etc.) he becomes curious about Slovenia.
So yeah, your country has a special place in a random little boy’s heart. I just wanted to share that.
He might be a sleeper Slovenian agent and he gets activated by the keyword hehe XD
Why does the health insurance industry even exist?
That’s a question Americans are prevented from having because it would offend Ayn Rand or something.
Because “value” must be created and extracted, doesn’t matter if that means people can’t afford insulin
People are very bad at setting aside small amounts of money to save for large purchases. Especially when that purchase is “one day I might get real sick”. That is insurance.
But that is also taxes, so we should just pay those and get healthcare for free.
It’s also hard to put away like - well I had $330k of surgeries for a spontaneous pneumothorax about 15 years ago - most people will definitely not experience that. I was in my 20s. Who could save that much by then?
So yeah everyone else in the state paid a little more to cover my bills. By the same token, when God gives a 6yo leukemia (his ways are mysterious lol) I pay a little more to cover her treatment. And by the same token, when someone is lucky enough not to be chosen by God for either of these experiences (hallowed be thy name) then he pays a little more for both of us, which is how he buys a society where he doesn’t have to watch a bunch of people die because God was having fun that day.
So really let’s put the blame where it’s due here, and acknowledge that mankind attempts to introduce fairness into a system where the Lord (worship him lest you burn) is playing fast and loose with His children He loves so much.
Insurance isn’t the same as savings though. Insurance is just a bet. The insurance company basically says “Give me $5000 this year and I will cover your health care costs if you ever accrue any this year otherwise I keep the money.” The insurance company just bets that most of their clients won’t put in any claims.
Not to mention most people can never save enough money to cover the cost of a massive healthcare bill if they get into an accident or get cancer.
This is the US version.
Another version is that the insurance is a mutual fund where everyone is polling money that can be used at any time to pay medical bills. This is not what is happening in the US of course but in some countries the model is similar to that.
The administrators of the mutual fund still make a bet that their income (mainly the money they charge members/customers) will meet or exceed the claims they pay out, no? They might not have a profit motive, but that doesn’t change the basic economics of needing income to be >= expenses.
That’s not insurance, but - funny, I don’t know an English word for this concept. Ok - looked it up, there are words like “friendly society” and “mutual aid fund”. Literally what you wrote.
In Australia we have pretty good public health care. IDK what “universal healthcare” is exactly but everyone gets treated for free for most things.
We also have private health insurance. The relationship between the public and private systems is complex but the main difference for most people is wait times.
I know someone with a back injury that causes constant pain, they manage it with prescribed opiates. The problem is it’s not life-threatening so they’re not a priority for triage. They’re about 1 year through a 4 year wait. If they had private insurance they could probably have the surgery in a few months.
Weirdly, they could start a private health insurance policy, serve the 1 year exclusion for pre-existing conditions, and get their back fixed - I don’t know them well enough to ask why they don’t do that. Anyway.
There’s also a problem in my state where the hospital system is getting “clogged up” with people who should be in aged care facilities and so on. If you have a car accident and break your leg, if you don’t have private health insurance an ambulance will take you to the nearest public hospital. In some cases there’s a queue of ambulances parked up outside. An ER doctor will still come and check on you, just to make sure you’re not dying. This wouldn’t be a problem if you had private health insurance and were taken to a private hospital.
That said, there’s no private hospital within 400km of where I live. I have private health insurance but I can of course still go to the public ER. I don’t have anything bad to say about them. They’re great really and I’ve never had to wait an unreasonable amount of time.
That said, the cost is no where near what others are saying it costs in the US. We pay $400 AUD a month for our whole family, but that includes a lot of extra non-hospital stuff like dental and glasses. That works out to about 3% or 4% of an average family income.
It’s the same in the UK. There is national healthcare which is what most people go with because it’s free (and most people underestimate how infuriating it is sitting in a waiting room for 6 hours) and then there’s private healthcare which is what you go with if you want expediency.
A lot of the time if you go with private you end up being tended to by the same medical staff anyway, you’re basically just paying to skip the queue.
and most people underestimate how infuriating it is sitting in a waiting room for 6 hours
As an American: those are rookie numbers, I’ve been stuck waiting 6-8 on a bad day to get seen, not even counting the hours it takes to get more than vitals and some iv liquid…
Not trying to one up, I wish we had a system like that here.
We have long wait times too. Even with gold standard health insurance. ER can easily take 6-12 hours, and appointments are scheduled usually weeks to even months out
Oh wow! In switzerland there is immense political pressure beause health insurance is very expensive.
I pay 6300 per year.
Is that all inclusive, or do you pay additional costs when things happen?
The distinction here is important- $26K is premiums which is money that goes to the insurance companies. You will end up paying more than that with co-pays, deductibles, etc.
So this is including the deductibles. Ater that there still is 10% in co-pay. But that is really not that much.
Usually all inclusive from what Ive heard from others. Problem is wait times. But if it’s not life threating, you’re waiting anyways in the US. United States healthcare is dominated by insurance lobbyist. Fear mongering Republicans keep the system up.
This is just a roundabout way of subsidizing the health insurance industry while making his base think he actually did something for them.
No that’s the ACA. This is just peanuts.
Every subsidy that goes to a person basically is a roundabout way to fund an industry. Even tax write offs are. Like a mortgage interest rate deduction just helps banks and the real estate industry, not the people buying a house. The write off pushes housing prices up, since the banks can give out slightly higher mortgages to borrowers and the market adjusts to the bigger inflow of cash and supply doesn’t increase faster. If the write off didn’t exist people could borrow less but houses would cost less as well. This basically happened in my country the Netherlands. Nobody benefited from the introduction of the mortgage interest deduction except the banks and people who already owned a home when the policy was introduced.
Typical NYC slumlord style: “Free first months rent.”
I looked at an apartment once which was the upstairs of a house. Dogs had eaten large chunks out of the bedroom doors and there were two giant piles of dog shit left in the kitchen. The owner was enormous and unable to climb stairs so she hadn’t seen the state of the place after the previous tenants had moved out. After I told her what the situation was, she said if I cleaned it up myself she would knock off $200 … from the security deposit. Get fucked.
His daddy was exactly that. A slumlord. Rotten apple from a rotten tree
Just more money being pumped straight into the pockets of the insurance company shareholders.
it’s like putting bandages over the real issues: student loan forgiveness (instead of lowering tuition), homeless shelters (instead of rent control), food stamps (instead of a living wage), now it’s a healthcare subsidy (instead of universal healthcare).
all these things are good, but could be better
Have you noticed how they all result in letting the rich class extract more money from the poor?
Republican healthcare plan can be sum up as “get fucked and die you dirty peasant”.
holy shit is it really 26000?? that’s more than what i pay in tax every year in europe. (granted i am poor but)
the US already spends more public funds in healthcare per capita than every country with free healthcare.
on top of that, we pay a shit ton extra for insurance, then a shit ton more in copays/deductibles, plus a shit ton more because something isn’t included…
you could lower taxes by thousands and give everyone free healthcare.
the US healthcare is nothing but a massive scam. the kind where the perpetators kill tens of thousands per year and rake in endless money. there’s no justification besides rich people like being rich, even if it means killing thousands of innocents. in any civilized world those executives should be tortured to death.
You guys need a lot more Italian plumbers…
why? they didn’t do anything, Luigi was with me that day
It was like 500-600 a month for two people a decade ago but the insurance plans on the exchange have gone up in price about a 100 monthly, every year. But they also dissappear after getting too high, so there are increasingly fewer plans from new or small providers. This year it’s 1200 monthly. These plans were actually quite good though compared to regular plans people get from their employer, with 0 copay and 0 deductible. For low income people on the exchange it cost them 0-100$ monthly for them, and the subsidies covered the entire plan cost up to around 1000$ a month. So last year you could have excellent health coverage for 50 dollars a month, but no longer.
The big problem of course was that without the universal mandate, the whole obamacare plan didn’t really work long term because the cost kept going up without any of the parts to keep that price down because of the Supreme court.
Tbh this is also shocking to me as an American. I am not sure if this is only for marketplace plans or a specific kind or what
The marketplace just had their subsidies cut. Its so funny its like “here’s less than 1/3 back what we cut to line our pockets, you filthy animals, PS, fuck off and die, signed Donald Pedophile Trump.”
Assuming a typical family of four, 2k a month for marketplace insurance is actually pretty cheap. My partner just got his tax documents, and between him and his employer, they spent 10k last year to insure a single adult. I’ve got a ton of health problems, and we’ve talked about adding me to his plan, but that’s an extra $500 a month.
It’s not 2k for coverage… Its 2k to gfys. Orange man backwards ubi
“We’ll do socialism, but we’ll do it just a little bit, not enough to matter to any single human being’s actual needs, but at least we broke our ultraconservative ideals for no good reason I guess?”
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For real, if they just took that budget and applied it as a single payer healthcare system, it would be orders of magnitude more effective.
It’s absolutely crazy to me that you guys have the most expensive healthcare system in the world (per capita) and at the same time one of the worst compared to other sufficently develloped nations.
‘It’s really expensive, but at least it’s awful’ should be the new motto, print it on the money under e pluribus anus
He just wants another excuse to send individuals checks with his name on it. Could be a good opportunity to virtue signal as well if the plan winds up being exclusionary toward singles or other groups.
The reason his healthcare plan is ridiculous is because he hasn’t put any effort into it. Which for Trump is saying something.
Yeah. He’s kind of a bell end. I’m not sure if the world has noticed yet. Perhaps he should give another rousing speech at the world economic forum, I was so inspired by the 30 sending long pauses.
Or perhaps he could loudly shit himself a few more times.
Trump used to support a Canadian-style, single-payer health care plan. However, the closer he got to the presidency, the more he backed away from that. Funny how that works.
