never understood this. If you can’t buy it now will you be able to.pay later?! You need groceries every month
If you are at the point where you are buying grocoeries in installments, who cares about paying it back. What good is a good credit score if you cant afford to buy anything anyways. Just survive any way you can at that point
Some people don’t have the option, and end up relying on these services. It’s similar to the payday loan trap. Being poor is expensive.
Then you’ve never been poor and living paycheck to paycheck.
There are times when it’s either find a loan from someone or not eat for two weeks because something in your house broke and that’s unfortunately a reality for many Americans including myself at one time.
I understnd financing. The problem is financing groceries. So you cover the unexpected and finance groceries. what about next month?! Unless you get a way to make more money to cover the difference you going ro have to finance again plus interests
edit: I’m sorry, I’m not american and I was trying to understand some decision. I get it
Welcome to the Sam Vimes Theory of Socioeconomic Unfairness.
That’s the kind of choice of surviving that comes with living while poor in America that happens way, way too often.
The people in power will soon come to realise we are all just 3 warm meals a day away from anarchy.
I’m more worried that they know
I’d they do they clearly overestimate their safety.
I get 5% cash back for using ny credit card to buy groceries. I use the card and pay it off every payday. Free money.
I grow a lot of my food in a fairly small space, and it’s quite easy. There’s also a community garden a few blocks away. Everything else is avoiding corporate supermarkets as they seem to have the worst quality at the highest price for meats, baked goods, etc. So I’m rarely doing a grocery shop and notice my money goes much slower.
If you’re struggling to get groceries, assess your receipt and look for alternatives. Reducing spend while increasing quality is definitely a thing with staples.
Right after I got my house I had to basically live on bread and water for the first couple years as the tax situation devolved and resolved. Not above doing it again to keep my home
The only time I’ve used these was on Black Friday, and ultimately, it was worth it.
But they are 100% predatory.
Steve Carrell: HEY… THERES A BUBBLE!
As a person of developing countries who have prefer in cash, i still don’t get the idea yet.
Is it like credit card? Credit card existed in my country but only rich pop in offfice use it.
More Americans get stupid with desperation
