If you are at the point where you are buying grocoeries in installments, who cares about paying it back. What good is a good credit score if you cant afford to buy anything anyways. Just survive any way you can at that point
Then you’ve never been poor and living paycheck to paycheck.
There are times when it’s either find a loan from someone or not eat for two weeks because something in your house broke and that’s unfortunately a reality for many Americans including myself at one time.
I understnd financing. The problem is financing groceries. So you cover the unexpected and finance groceries. what about next month?! Unless you get a way to make more money to cover the difference you going ro have to finance again plus interests
edit: I’m sorry, I’m not american and I was trying to understand some decision. I get it
never understood this. If you can’t buy it now will you be able to.pay later?! You need groceries every month
If you are at the point where you are buying grocoeries in installments, who cares about paying it back. What good is a good credit score if you cant afford to buy anything anyways. Just survive any way you can at that point
Some people don’t have the option, and end up relying on these services. It’s similar to the payday loan trap. Being poor is expensive.
Then you’ve never been poor and living paycheck to paycheck.
There are times when it’s either find a loan from someone or not eat for two weeks because something in your house broke and that’s unfortunately a reality for many Americans including myself at one time.
I understnd financing. The problem is financing groceries. So you cover the unexpected and finance groceries. what about next month?! Unless you get a way to make more money to cover the difference you going ro have to finance again plus interests
edit: I’m sorry, I’m not american and I was trying to understand some decision. I get it
Welcome to the Sam Vimes Theory of Socioeconomic Unfairness.
That’s the kind of choice of surviving that comes with living while poor in America that happens way, way too often.