• otacon239@lemmy.world
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      13 days ago

      Well shoot. Why wasn’t this the case from the start? I’ve only ever had troubles with payments a few times in the 10 years I’ve been renting. Good thing none of that counts for anything and the clock is just now starting.

    • lunarul@lemmy.world
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      13 days ago

      That’s just for the “paid on time” section of your report. It helps a bit with your score, but it doesn’t change how banks determine your debt to income ratio.