Fushuan [he/him]

“Murderer” Betty then.

Thanks for that link, those are good news! Just like Spain is a multicultural country where interoperability between citizens is seen superior to unification, I feel the same with Europe. We should work together, each country bringing their strengths. If in the future Bizum and other country specific solutions disappear or are renamed I don’t really care as long as everything is done as efficiently as possible.

I’ll admit that I should have said french-german instead of northern Europe, in my defense the articles I linked only mentioned Spain, Portugal and Italy, but Netherlands had the same reaction as you said so that wasn’t a fair assessment.

The day I can use Bizum/Wero/??? to pay my groceries will be glorious. ❤️

Do you have sources for your claims?

Yeah, I read a bunch of articles and kept expanding the response, that’s why it’s so fragmented, sorry. They are in Spanish though.

https://marketing4ecommerce.net/asi-es-wero-el-bizum-de-discordia-que-llegara-en-2024-y-divide-a-los-bancos-del-centro-y-sur-de-europa/

https://www.eleconomista.es/banca-finanzas/noticias/13252404/03/25/bizum-y-la-francoalemana-wero-exploran-crear-el-gigante-europeo-de-pagos-expres.html

https://www.xataka.com/aplicaciones/no-llames-bizum-europeo-llamalo-wero-bancos-europeos-tienen-definido-su-plan-para-depender-visa-mastercard

https://www.xataka.com/empresas-y-economia/bizum-europeo-posible-sistemas-sur-europa-acercan-posiciones-wero-alternativa-franco-alemana

To me it sounds like you want this division.

I’m not the only one calling the wero a french-german solution.

Maybe it’s unifying a fragmented mess of systems?

There was an intention to do that in the beginning from the southern countries, but the French and German banks had clear stances that they wanted to do it from scratch and asked the banks with those solutions already implemented to basically throw out all of their implementation to do a separate one. As you suggested, interoperability between systems is what Spain, Portugal and Italy are looking for, since they already have their sort of the legwork done.

Anyway, I feel like you are being overly aggressive in regards to my initial stance, where I was right in my assessment on the technology’s development issues.

Like, I was excited and tried to see if my banks were supported, then I saw that no Spaniard bank was, I searched “Wero Bizum” and found the articles I linked you, then wrote my initial comment. It’s not a strong source per se, but I trust the factual information they have presented. I’m not against interoperability or unification of systems but against the unnecessary rewriting of ours when they work perfectly fine.

Maybe inform yourself more before commenting then I guess. Bizum is not a company per se, it’s an initiative from the Spanish government supported by the banks. Portugal has their own and Italy too iirc. They even are all integrated between them, I can use Bizum to send money to someone from Italy using MB Way and so forth.

As stated, it’s weird that they are rolling these systems first on the countries like germany when there’s southern countries with systems that are super similar. If you have seen the wero roadmap the plan to roll out to southern countries is years away,they are prioritising integration in Germany and so on before unification.

You mention all they want to roll out and that [I’ll] be able to use it in commerces, yeah no that’s my point I won’t because they are not prioritising the rollout where I live, when we already have a very similar technology and the adoption would have been fast. Don’t they want users?

The reason why the southern countries separated from the initiative is because instead of using our highly adopted systems as base, the northern initiative wanted us to spend money to develop everything from scratch, which is pretentious and idiotic, but not a surprise…

I don’t like how Wero presents itself as the unifying solution, when the best thing would have been to integrate with the already working international interconnectivity of country specific systems.

If you want weird, learn who in the Spanish members is against. The only one that have pronounced themselves are the extreme right wing party, against chat control.

Wtf, I’m extremely disappointed in everyone else, I really hate agreeing with those fascist racist pieces of shit…

I agree that it’s important from a security standpoint, but it’s not relevant from a usability standpoint.

They originally said:

In the US you really could not send money from one Person to another?

And you answered:

It’s actually the same in Europe. You can only authorize someone else to take money out of your account.

You are describing how the process works internally to someone in a chain that describes usability from the end user. In Europe we can send money, we tell the bank which amount and where, and then they use their incredibly shitty security methods to perform the transaction. That’s agnostic to me from an usability standpoint. That’s why I said that you were not saying relevant information.

Which is irrelevant for my point, what’s relevant for the comment chain is that a person can quickly make a direct transfer and the second person receives it instantly most of the time. The inner workings of the functionality are not relevant when talking about the use case.

You make it seem like I need to send a request email to the target bank, then wait until their certified postal mail reaches my bank, then my bank sends them money. This is a hyperbole, what I mean is that you make it seem way more cumbersome than it is for the end user.

I’ve read about it it’s apparently a northern European initiative to create something that already exists in a lot of southern countries but independently. They also don’t want to use our systems, and will probably force us to swap to wero.

Really weird time to start animosity with south and north. I’ll keep using Bizum…

I go to my phone app, make a transfer, put the IBAN of the one I want to send money, put amount, bank tells me if it takes a day or is immediate, go.

The other person recieves money, lately most banks have it instantly, so they get it instantly.

Is it really that important what the banks are doing internally if I’m the one initiating the action and they get the money?

I even have my usual contacts in the bank’s app, so most of the time sending the money is super simple.

I’ve been in arch for like +2 years, I update every 3 weeks if I feel like it, it just works. If it doesn’t I update and it again just works. If the update breaks anything (never happened) I have backups of the last 5 updates and the last 5 days via brtfs.

Idk, i can’t believe people crash their PC unless they do stupid stuff. And if you do stupid stuff, the distro doesn’t matter. I started in Ubuntu/debian and managed to brick both of those several times. Then went back to windows until I went to arch after my CS major and learning to not do stupid shit, and zero problems since.

By revealing muddled lines, you mean that they showed some revealing new lines right? Because there were zero before.

I’m from 94 and I do remember watching tons of anime in the tv at 5 and 6 years old. Come on dude what’s with the gatekeeping.

In my opinion, you are wrong!

Uh, I do this but it’s not to protect my thing or some shit, it’s to provide more space to the other person, I’m trying to be nice.

You missed the “Americans spell dates wrong” joke I’m 98% sure they were making.

Designed for children

There’s no emperor in dungeon meshi wtf? Mixing references is cringe ngl.

Not evil, just user of forbidden magic.