“Norwegian hospitals are free though. I was just surprised the first time I learned Norwegians pay at all to visit the doctor because I assumed we had the same system.”
“Norwegian hospitals are free though. I was just surprised the first time I learned Norwegians pay at all to visit the doctor because I assumed we had the same system.”
By American standards, I have extremely good health insurance through my wife’s workplace. We still have to pay $25 per doctor visit on top of paying every month for the insurance.
Ignorant Norwegian here, but that sounds extremely good for US standards, happy for you for that. Out of curiosity, how much is paid monthly for that? And what would a broken leg and an ambulance to the hospital cost?
Ambulance rides cost a minimum of 1k USD. If you are not admitted to the hospital then it is not covered. If you are admitted then all costs ambulance and care normally has a 500$ copay and then you pay 20% or less depending on the insurance.
A broken leg that requires immediate surgery is something to admit. Just a cast is urgent care only, so you probably are S.O.L.
This is based on my experience with multiple insurances, there are tonnes of options, so I’m sure someone else would say it is different for them.
Wow.
For a family of 4 insurance is about 3k/month split between employer and employee. The amount that would cost is largely unknowable. My insurance has a $500 deductible, so I would definitely pay at least that much, probably more. After that insurance would cover 80-90% of the cost until an out of pocket maximum, which is 3k/person or 6k/family for me. A final cost around 1k would probably be a good deal, and up to 4-5k could happen depending on out of network fuckery.
Me too! Only costs 20k a year in premiums for the privilege of paying $30 copays and a $6k deductible! We’re the fuckin greatest!