• Alphane Moon@lemmy.worldOP
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      4 days ago

      If you owe the bank $100, that’s your problem; if you owe the bank $100 million, that’s the bank’s problem.

      • Kirp123@lemmy.world
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        4 days ago

        The difference between 100 million and 11.5 billion is about 11 billion. If you own a bank 11 billion that’s not only that bank’s problem, it’s the economy’s problem.

        • sus@programming.dev
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          4 days ago

          So I wondered a bit how much it actually affects the economy.

          “S&P 500” companies’ market cap is about 57 trillion dollars with a P/E ratio of about 30. So openai by itself is dragging down the total s&p 500 earnings by only about 0.5%. The bigger problem is that there are multiple companies like openAI, and a large chunk of the entire economy’s valuation is tied to the promise that all the AI companies will somehow become profitable sometime soon.

          • jballs@sh.itjust.works
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            4 days ago

            When you put it that way, I’m actually kind of mad. Most of my retirement is in index funds, so essentially OpenAI just pissed away half a percent of my life savings in the last quarter!

          • Kirp123@lemmy.world
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            4 days ago

            If OpenAI goes down then it will start a domino effect as people lose confidence in AI and AI companies. That’s how the bubble pops.

        • Alphane Moon@lemmy.worldOP
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          4 days ago

          I was referring to the general concept behind the quote.

          I originally want to post the OG (apocryphal?) variant:

          Owe Your Banker £1,000 and You Are at His Mercy; Owe Him £1 Million and the Position Is Reversed

          But it sounds rather quaint these days.