Brit here. I have never been asked for my address pre-offer.

Yep. Monzo implemented an emergency-use website about 5 years ago, Revolut shortly after (and I think they have a desktop app now). I’m with neither (though I can SEE my accounts online, I cannot DO anything with them).

This is what I’m struggling with. I use an app-only challenger bank, so I feel a bit stuck unless I change everything…

And people always forget. “Why do vegans go on and on about it?” Because we want to be able to eat? For my stag do, my brother forgot THREE times to get me vegan products. THREE. And then complained because I “mention it too much”…I just wanna eat!