Neither. Version control and remote sync to your self hosted gitlab or gitea, or whatever (or no remote at all if you wanna go gambling with your hard drive).

I don’t do online gambling, so maybe I am missing an important detail here, but there’s no recent development that would explain why online gambling would have an effect now, and not a year ago, or even 15 years ago.

Commuting to office (by car) daily is the real problem. Road trips by car are incredibly freeing and not miserable.