• dual_sport_dork 🐧🗡️@lemmy.world
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    3 months ago

    I have never seen a more clear cut example of a perfect use case for a credit card chargeback.

    Fun fact: You can’t dispute part of a charge. If you charge this back and win (you probably will) the hotel loses out on everything, for your entire stay. It also stacks up against them and raises their rates the more they get. An even vaguely concerted effort by people who have been ripped off by this would probably get the hotel in question booted from their credit card processor.

    I imagine it’s damn difficult to run a hotel if you can’t accept credit cards. Just saying.

    • 0x01@lemmy.ml
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      3 months ago

      Many credit card software providers also charge for the investigation of chargebacks, to the tune of hundreds of dollars, even if the chargeback is reversed.

      • dual_sport_dork 🐧🗡️@lemmy.world
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        3 months ago

        Accumulating a history of chargebacks against you as a merchant, even if the consumer ultimately loses them, also counts against you and will raise your rates. The processors don’t like dealing with merchants that they perceive as excessively risky.

        I have to deal with this in my business and the whole thing is really a pain in the ass.

    • Brkdncr@lemmy.world
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      3 months ago

      That’s not where it ends though. They can send you to collections.

      Happened to me from Verizon after I returned their modem and they said I didn’t.

      Many different collectors called and wouldn’t the same track# and photos to show it was returned. It eventually went on my credit, which took a slight hit for all of 2 months.

    • imrighthere@lemmy.ca
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      3 months ago

      They disputed it with their bank, the bank sided with the hotel because of the sensor report. Just saying.

      • dual_sport_dork 🐧🗡️@lemmy.world
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        3 months ago

        Sounds like they also need to find a new bank, then. Or more people need to file — Once banks get wise of a particular scam, they’ll start taking a more dim view of it.