Housing is a human right. We already have gigantic amounts of housing that sits empty, new building projects are not the priority.

The government should be in charge of constructing new housing developments to meet the needs of the community. People can also pool resources together to build those things, in the absence of rent and mortgages people would have substantially higher incomes. Over time this would balance out, but would still be doable in the long term.

No one should be homeless. Even if you are able bodied and refuse to work. The amount of people who are able bodied and refuse to work is microscopic. You have been misled by conservative propaganda to believe that welfare recipients are lazy. Welfare recipients are people who for one reason or another are unable to work. This is almost exclusively people with disabilities.

But yes, I think even if you decide to do literally nothing just cause you dont want to, you should still have shelter. Shelter is a human right; housing is a human right. It is a crime against humanity to deny people housing. And if youre that contrarian, to literally be like har har I wanna make a point about how dumb free housing is so ill do literally nothing, you probably have some problems you should sort through in therapy.