Drive less > less chance of accident > fewer payouts > bigger refund check > adjust forecast lower for next year > lower premiums > GOTO 1
Or maybe it’s closer to zero sum. because some think that way while some asshole coughAlberta uses the money on extra tires and gasoline to drive even more.
Not surprising that the refund check doesn’t reduce driving in practise. If memory serves - you can’t reward a behaviour into extinction, just like you can’t punish a new behaviour into existence.
At least, that’s if you credit what they teach in applied behaviour analysis courses. I don’t get to use my degree much, except at times like this.
I would think it would disincentivize driving?
Drive less > less chance of accident > fewer payouts > bigger refund check > adjust forecast lower for next year > lower premiums > GOTO 1
Or maybe it’s closer to zero sum. because some think that way while some asshole cough Alberta uses the money on extra tires and gasoline to drive even more.
Not surprising that the refund check doesn’t reduce driving in practise. If memory serves - you can’t reward a behaviour into extinction, just like you can’t punish a new behaviour into existence.
At least, that’s if you credit what they teach in applied behaviour analysis courses. I don’t get to use my degree much, except at times like this.