If it’s any consolation it took me until I hit 33 for me to have any savings at all.
Anything I put into the account I used for savings went out the same month so I didn’t go into an overdraft.
Funny enough the only thing that changed is I passed my qualifications and got my first “real” job… Though I may have also spent the past 8 or 9 years isolated in a way that regular people only got to see during the 'rona times
The best investment at your age is in training/education to improve your take home pay or ability to relocate. Fuck retirement savings, you have to eat for 30+ years to get there first. Invest in yourself, not in the fucking casino controlled by billionaires that is the stock market.
My wife made a career swap 5 years ago after getting a master’s degree. We used our retirement savings to pay for the schooling because the ROI was under 1 year.
Millennial here - gen Z has retirement savings???
Not if they’re dipping into it at 30. That’s going to kill any kind of compound interest.
I’m about to be 29, and have literally zero savings to speak of. I’ve been paycheck-to-paycheck pretty much my entire working life.
If it’s any consolation it took me until I hit 33 for me to have any savings at all.
Anything I put into the account I used for savings went out the same month so I didn’t go into an overdraft.
Funny enough the only thing that changed is I passed my qualifications and got my first “real” job… Though I may have also spent the past 8 or 9 years isolated in a way that regular people only got to see during the 'rona times
The best investment at your age is in training/education to improve your take home pay or ability to relocate. Fuck retirement savings, you have to eat for 30+ years to get there first. Invest in yourself, not in the fucking casino controlled by billionaires that is the stock market.
My wife made a career swap 5 years ago after getting a master’s degree. We used our retirement savings to pay for the schooling because the ROI was under 1 year.
Millennial here- I’m bout to not have retirement savings.
It’ll be the best avocado toast ever though, right?
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