If it’s any consolation it took me until I hit 33 for me to have any savings at all.
Anything I put into the account I used for savings went out the same month so I didn’t go into an overdraft.
Funny enough the only thing that changed is I passed my qualifications and got my first “real” job… Though I may have also spent the past 8 or 9 years isolated in a way that regular people only got to see during the 'rona times
The best investment at your age is in training/education to improve your take home pay or ability to relocate. Fuck retirement savings, you have to eat for 30+ years to get there first. Invest in yourself, not in the fucking casino controlled by billionaires that is the stock market.
My wife made a career swap 5 years ago after getting a master’s degree. We used our retirement savings to pay for the schooling because the ROI was under 1 year.
I’m about to be 29, and have literally zero savings to speak of. I’ve been paycheck-to-paycheck pretty much my entire working life.
If it’s any consolation it took me until I hit 33 for me to have any savings at all.
Anything I put into the account I used for savings went out the same month so I didn’t go into an overdraft.
Funny enough the only thing that changed is I passed my qualifications and got my first “real” job… Though I may have also spent the past 8 or 9 years isolated in a way that regular people only got to see during the 'rona times
The best investment at your age is in training/education to improve your take home pay or ability to relocate. Fuck retirement savings, you have to eat for 30+ years to get there first. Invest in yourself, not in the fucking casino controlled by billionaires that is the stock market.
My wife made a career swap 5 years ago after getting a master’s degree. We used our retirement savings to pay for the schooling because the ROI was under 1 year.