• Echo Dot@feddit.uk
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      1 year ago

      And use what instead? Swollen off PayPal is pretty easy because frankly it’s an awful service and businesses are better off not using it anyway so they tend to offer other options.

      But MasterCard and visa are the only payment options. Everything requires MasterCard or Visa

      • Eezyville@sh.itjust.works
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        1 year ago

        There’s Discover and American Express if you’re in the US. I don’t know the porn policies of those companies but they are the alternatives.

      • Vinstaal0@feddit.nl
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        1 year ago

        Businesses are better of not using Paypal or Creditcards, both of the are a hassle and cost more time to process than a digital pin transaction or an old school bank transfer.

        You have to use what is available in your country, a lot of countries have their own payment platform and they are being consolidated into one Wero.

        As long as people keep using Mastercard or Visa they will have this power.

        • Echo Dot@feddit.uk
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          1 year ago

          Yeah people keep using them because there are no other options. That’s the point that’s why they’re powerful because they have a monopoly.

          The thing is the only alternative is to use cash and steam won’t take a bank transfer.

          • Vinstaal0@feddit.nl
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            1 year ago

            In North America there are no other options it seems, but outside that yes other options exist.

            Also gift cards

      • dragontamer@lemmy.world
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        1 year ago

        Ummmm.

        ACH is how you get your paycheck, and it’s being updated to FedNow.

        Zelle is an independent network as well.

        And of course, there is Discover and AmEx.

        There is also cash, check, money order. They still work today, just people largely forgot how to use them.

        IIRC some Brazilian network was getting very popular off of this. If you want to look at non-US options.

        There are plenty of competitors to Visa/Mastercard/Paypal.

    • Life_inst_bad@lemmy.world
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      1 year ago

      Is there any good reason why shops/Vendors dont really offer any kind of Crypto? Like I genuinely dont get it aren’t you paying way more for using Visa/Mastercard etc. as a shop?